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FHA 203k Interest Rates- Are they higher?

February 27, 2011

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Which Mortgage Costs are Tax Deductible?

February 24, 2011

You can deduct certain mortgage expenses. The Internal Revenue Service (IRS) promotes home ownership through a number of tax deductions related to the cost of mortgages. Your lender documents mortgage expenses on your tax form 1098. All mortgage expense deductions are itemized deductions. You can only claim itemized deduction so if you forgo the standard […]

FHA 203k Certificate of Occupancy Questions

February 23, 2011

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VA Mortgages Q&A with Jamie Russen

February 14, 2011

I wanted to share some Frequently Asked Questions that I have received recently. I feel like it is important to share questions like these so we can all use them. They may apply to you. When can a person with a bankruptcy on their credit report apply for a VA Loan? – John D. Collingswood, […]

USDA Home Loan Qualifying and Income Limits

February 9, 2011

The USDA does indeed set income limitations for qualifying for the USDA Rural Home Loan, but a little known fact is that most folks have “adjustments” to their income that will help them to qualify for the USDA Rural Development Home Loan. The USDA will Review two types of income for qualifying for the USDA […]

No Money Down Home Loan- USDA Rural Housing

February 9, 2011

Recently I have been writing a lot about the USDA Rural Housing Loan aka “No Money Down Home Loan” and wanted to take some time to go over some factors that are considered when we receive an application from a customer. The No Money Down Home Loan (USDA) is not as well-known as some of the […]

Credit Scores- How Your Scores Are Calculated

February 8, 2011

Have you ever been pre-qualified for a credit card, mortgage, or car loan without submitting an application? You may have even been approved online for a loan online within minutes. What makes this possible is by using your credit scores. These scores are used by banks; lending institutions, landlords, and even employers use credit scores to […]