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Are your protecting yourself against credit card fraud?

March 27, 2011

Due to the recent global economic crisis, credit card fraud has been identified as the #1 fear among Americans above a national health epidemic and terrorism*. Concern of identity fraud supersedes most worries in the country and as a result many people are beginning to take it very seriously. Poor credit can damage your financial […]

Should you Monitor your Childs Credit Report?

March 9, 2011

Would you believe there are thieves out there trying to “sell” social security numbers to help people boost their credit scores?   The FBI says that quite a few of these numbers are actually Social Security numbers belonging to children.  Since children must now have their own Social Security Number, hackers are finding ways to steal […]

16 Questions to Ask When Shopping for a Real Estate Agent

March 9, 2011

If you are shopping for home or looking to sell a home, you’ll probably want to not only find the best real estate agent for your needs, but one with integrity and one that knows the ropes.  They don’t have to be your best friend, but they should be someone that you genuinely like-because you’ll […]

Tips on Showing Your Child How to Use Credit Wisely

March 5, 2011

Starting back in February 2010, persons under the age of 21 will no longer be able to get a credit card WITHOUT an adult co-signer – or PROOF that they have the income to repay the credit card. In the past, credit card companies rushed to college Campuses (even some high schools) to sign up […]

FHA to Increase Monthly Mortgage Insurance Rates

March 5, 2011

For the third time in 12 months, the HUD is changing its mortgage insurance costs. Effective for all FHA case numbers assigned on, or after, April 18, 2011, annual mortgage insurance premiums (MIP) will increase 25 basis points. The change will add $250 to an homeowner’s annual loan costs per $100,000 borrowed, and applies to all […]