Loans

FHA (Federal Housing Authority)

Whether you're a first time home buyer, moving to a new home or refinancing your existing FHA mortgage, an FHA insured loan will let you purchase a home with a low down payment and flexible FHA guidelines. With no income limits or credit scoring, many people who can afford the monthly mortgage payments and have reasonable credit will qualify for an FHA loan. We are Direct Endorsement Lender which allows our in house underwriters to make the decision on your loan without needing approval from an outside investor. Click here to read more about FHA loans and get a quote or click here to have an experienced FHA mortgage originator contact you to go over your options.

Refinance

WhatisYourRate.com has mortgage solutions you can use for debt consolidation or accessing cash from equity that may have built up in your home. Refinance loans can be used to help with many personal financial situations such as reducing monthly payments, home improvements, college tuition and more. Are you interested in lowering your overall monthly payments and making creating cash flow solutions? We can show you how! Click here and lets get started today on your way to financial freedom.

Purchase

Whether you are a first time home buyer or trading up to a larger home, whatisYourRate.com works to find the best home loan solution for you. With products for new home purchases as well as, second, vacation, and investment homes, we can help. Click here to get started or call one of our mortgage professionals today at 866.596.7843 for help to guide you thru the process.

Commercial Loans

Fixed and floating rate commercial loans from $500,000 to $1 billion. Mutli-family, mixed use, SBA, strip malls, office condo's, franchises, restaurants, construction, acquisition and development loans. There are too many types to list, to find out more about your specific situation and commercial financing needs, click here!

Home Equity Loans

Home Equity Loans and Home Equity Line of Credits (also known as HELOCs) are fixed or variable interest rate solutions for getting cash out of available equity in your home. This equity could be used for any purpose such as making home improvements, consolidate debt, vacations, or unexpected expenses. Tapping into you home equity may or may not be your best decision, speak with one of our Home Equity specialists to determine which course of action is best for you and your specific needs.

Reverse Mortgage Loans

Seniors who are 62 years or older can use reverse mortgages to access equity in the there home. Reverse mortgages enable you to remain in your home and provides you with an additional source of funds. With a typical forward mortgage you pay a mortgage payment to the lender, with a reverse mortgage the lender PAYS YOU! There are different options for how you elect to receive the loan proceeds, depending on how you decide to setup the loan. Under IRS revenue rulings, the loan proceeds you receive should be tax-free, but we urge you to consult your tax advisor who will consult you on the rules ands regulations. There are generally no restrictions on how you can use the loan funds.

Whether you are just looking for a quote or you are ready to get started now, our lending experts are standing by to assist you.