Home Purchase Loan

Buying a home may be the biggest financial decision you will ever make. Whether you have purchased a home in the past, or this is going to be the first time owning your own home, finding the best mortgage program to fit your individual needs can be a challenge. That's where whatisYourRate.com can help. We have a variety of loan options all designed to get you into the home that you want - from our 100% financing program to 15 year, 30 year, 40 year, and even 50 year loan programs. We also have a wide variety of programs as far as the documentation needed to qualify. For example we offer stated income deals as well as true No Doc deals where very little or no income/employment documentation is needed. All at very competitive low rates!

Purchase options:

100% Financing- This program that allows borrowers with scores down to the low 600's get a home without a dollar out of there pocket, that's right 100% financing still does exist. There is even a special part of this program for teachers, police officers, firefighters, health care workers, and military personnel. Click here to learn more.
FHA (2.25% down payment)- FHA allows for borrowers to have scores all the way down to 500 and put as little as 2.25% down on there purchase. FHA has flexible underwriting guidelines which allow us to use compensating factors to approve your loan. Check out our section on FHA for more information and also our sister website www.whatisFHA.com. Since sub-prime loans have disappeared, FHA is one of the few options for customers with less than perfect credit. Click here to find out more.
Traditional Conventional Fannie Mae- with as little as 5% down you can get Fannie Mae rates. Click here to get our rates

At whatisYourRate.com we make it easy to get a great deal on your Home Purchase Loan.

Our service and mortgage application process is a one stop solution that empowers you to borrow smart. Our Loan Consultants prepare a personal mortgage plan with multiple loan options that are designed to fit all of your needs! They offer you every option that is available and are always standing by to answer your questions. whatisYourRate.com is here for from your initial application all the way through until the moment you walk through your new home's front door!

So which ever program you decide to invest in your future, whatisYourRate.com is here for all of your financial needs!

Whether you are just looking for a quote or you are ready to get started now, our lending experts are standing by to assist you.