Mortgages

  • First-time home buyer?
  • Looking to buy a fixer-upper?
  • Refinancing to payoff some debt?
  • FHA to FHA Streamline refinance?

Mortgages for all types of situations!

WhatisYourRate.com is your one stop shop for all your mortgage needs.  Our goal is to make sure you get the right mortgage product for your particular situation and that you get the best rate and terms available.

Here you will find mortgages for all situations:

There are specific criteria that must be met for each mortgage product so click here or call the number below to see what products you qualify for.  Once you fill out the form a qualified mortgage professional will contact you to go over your specific mortgage needs.


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For The 9th Straight Month, Foreclosure Filings Fall

Posted July 20, 2011 · by Jeff Onofrio · Comments (0)

For the 9th straight month last month, foreclosure activity slowed. According to tracking firm RealtyTrac, the number of  filings dropped 29 percent nationwide on an annual basis in June. The phrase “foreclosure filing” is a catch-all term, comprising default notices, scheduled auctions, and bank repossessions. June marked the ninth consecutive month of sub-300,000 filings after 20 months [...]

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Fed Meetings and their impact on consumers

Posted July 18, 2011 · by Jeff Onofrio · Comments (0)

The Federal Reserve released its June 2011 Federal Open Market Committee meeting minutes Tuesday. It contained no surprises and, as such, mortgage rates in Pennsylvania and New Jersey have idled in the hours since. The Fed Minutes is published 8 times annually, three weeks after each scheduled Federal Open Market Committee meeting. It’s the official log [...]

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What repairs are eligible to be completed with a FHA 203K Loan?

Posted June 20, 2011 · by Jeff Onofrio · Comments (0)

If you are either looking to purchase a home or possible rehab your existing home, it is important to know the repairs you can do with an FHA 203k loan. It is not breaking news to hear that the market is flooded with homes that need work. The difficulty that potential home buyers are having [...]

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How will being pre-qualified help my home search?

Posted June 18, 2011 · by Jeff Onofrio · Comments (0)

Today most consumer’s start their home search online. It is important to know the advantages of being a pre-qualified buyer. There are several reasons that this will help you. First and foremost that this is free service that will help you find out the max range of homes you can look at but it also [...]

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Home Improvements BEFORE You Sell?

Posted June 16, 2011 · by Cheryl Dare · Comments (0)

By getting a good understanding of what potential buyers are looking for before you list your home, you will have an advantage over other listings. Lets face the facts; today’s home buyers are LESS WILLING to COMPROMISE! Sellers Temptation: To clean up the yard, de-clutter the house, and put it up on the market without [...]

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