Mortgages

  • First-time home buyer?
  • Looking to buy a fixer-upper?
  • Refinancing to payoff some debt?
  • FHA to FHA Streamline refinance?

Mortgages for all types of situations!

WhatisYourRate.com is your one stop shop for all your mortgage needs.  Our goal is to make sure you get the right mortgage product for your particular situation and that you get the best rate and terms available.

Here you will find mortgages for all situations:

There are specific criteria that must be met for each mortgage product so click here or call the number below to see what products you qualify for.  Once you fill out the form a qualified mortgage professional will contact you to go over your specific mortgage needs.



How Does a HUD 203k Inspection Differ from a Standard Home Inspection?

This is a guest post from Steven Laszlo (S0640), FHA 203k consultant and a trained home inspector in California.  I asked Steven if we could put this on our site because this question comes up all the time from home buyers, Realtors and even other loan officers when I train them.  Its an important subject […]

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The FHA 203K Mortgage Process

 The FHA 203k is a great loan for someone making a purchase or refinancing, and these steps will provide you with a road-map to understanding the process. 1)    The Buyer works with a realtor to find the right property for them, or the owner is ready for a renovation on their existing property. 2)    Get […]

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KEY PRODUCT FEATURES OF THE FHA 203(K) Loan

Many are surprised to find out that you can use a FHA 203k loan to refinance or purchase a property and roll in the cost of rehabilitation and renovation.  This is one of the great ideas behind the FHA 203k loan.  Frequently, I receive calls from customers stating they don’t have enough equity in their […]

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Eligible Improvements Using the FHA 203K Loan

Lately I’ve been asked, “what are some allowable improvements when we use the FHA 203k rehab mortgage”?  I’d like to give you some basic information that you can use to help understand how the FHA 203k renovation mortgage works and what is eligible. These are prime times for the FHA 203k program more than ever. […]

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For The 9th Straight Month, Foreclosure Filings Fall

For the 9th straight month last month, foreclosure activity slowed. According to tracking firm RealtyTrac, the number of  filings dropped 29 percent nationwide on an annual basis in June. The phrase “foreclosure filing” is a catch-all term, comprising default notices, scheduled auctions, and bank repossessions. June marked the ninth consecutive month of sub-300,000 filings after 20 months […]

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