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What isn’t covered by your Homeowners Insurance Policy??

April 25, 2011

A lot of homeowners today have no idea what exactly is covered under their Homeowners Insurance Policy. Most of the time this is a last minute item that they pay for prior to their loan closing. A major misconception about these policies is that almost every repair that is needed is covered. This could not […]

Information You Should Know Before Applying for a Reverse Mortgage

April 25, 2011

Reverse mortgages are beginning to skyrocket as seniors are realizing the need for extra cash for various expenses. The money gained from reverse mortgages is often used for medical expenses, necessary home repairs, or even as a supplement to social security. Reverse mortgages can give seniors the opportunity to extract much needed money out of […]

Flood Insurance – A Guide to the Facts

April 25, 2011

Flood insurance is often disregarded as a viable option for coverage. If you live in a high-risk flood area, though, it is a mandatory purchase. High-risk flood areas are designated as Special Flood Hazard Areas (SFHAs). These areas are defined as an area of land that has a 1% chance of being inundated by a […]

The Top Frequently Asked Questions of First Time Home Buyers

April 24, 2011

For first time home buyers, thinking about the long and detailed process of buying a home can result in stress and overwhelm. If you just started this process, you will need to know the answers to some critical questions if you want to ensure a smooth and uneventful journey. Here are the top FAQ’s to […]

How to search for a banked-owned USDA eligible property

April 19, 2011

When I speak to perspective home buyers, often I am told that they have been looking at bank-owned properties. Every one looking for real estate today is looking to the deal of a life time. In certain areas of the country you can get a foreclosure property at around a 40% discount off of what would normally […]

Key Terms for A First Time Home Buyer to Understand Part 1

April 17, 2011

  There is no larger purchase that you will make in your life than buying a home. It is critical for First Time Home Buyers today to understand some key terms while applying for their first mortgage. I notice that a lot of First Time Buyers are almost afraid to ask questions. This should never be the […]

Reverse Mortgage vs. HELOC – Which one should you choose?

April 16, 2011

Reverse Mortgage vs. HELOC – Which one Should you Choose? Baby boomers are entering their senior years and because of the recent economic downturn, many are looking for options to generate some cash. If you looking into getting a mortgage, before you sign on the dotted line, you should understand the options available to you. […]

How Does Your Real Estate Tax Bill Compare To Other Parts Of The Country?

April 7, 2011

Mortgage rates may be a function of free markets, but real estate taxes are a function of government. And, depending on where you live, your annual real estate tax bill could be high, low, or practically non-existent. Compiling data from the 2009 American Community Survey, the Tax Foundation, a non-partisan educational organization in Washington D.C., […]

4 Tips to Choosing the Most Reliable Auto Insurance Company

April 4, 2011

4 Tips to Choosing the Most Reliable Auto Insurance Company With scams and price-gougers at every turn, it can become quite difficult to find a reliable auto insurance provider. These days, it seems as if many establishments are more focused on profits than customer satisfaction. These unscrupulous practices can rob money from unsuspecting consumers without […]

How to Choose a Balance Transfer Credit Card

April 3, 2011

How to Choose a Balance Transfer Credit Card – Do you Read the Fine Print? It’s hard to pass up an enticing 0% balance transfer offer, especially for those people who currently hold high balances on their credit cards. Who wouldn’t love 6-12 months of bank-paid interest? A majority of Americans pay hundreds and thousands […]