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Know Before You Go!

July 11, 2011

It’s important now more than ever that you, as a consumer, understand your credit before you apply for a loan. By now, most wage-earning adults in the US are aware of the term “tight credit” – the notion that lenders are lending or only giving the best loan terms, to the best applicants. Those with […]

My Ex Husband Skipped Out On My Joint Credit Card Account. What Do I Do?

July 11, 2011

A reader wrote in with a unique and troublesome problem: My ex-husband kept a joint account credit card from Lowe’s that I had forgotten we had. When I went to get a loan my credit rating showed that I had a balance of over $3,000 from that card. All the transactions were done after I […]

I’m Repairing My Credit, But Need A New Loan – What Is Best For Me to Do?

July 4, 2011

Hello, I was wondering… I need $3,000 and wanted to apply for a credit card. I have two cards right now, but the limits are only $300.00. I pay them on time but in the past years my credit was horrible. My score is still only in the 500s. What card do you know of […]