All Posts in Home Purchase

Know Before You Go!

July 11, 2011

It’s important now more than ever that you, as a consumer, understand your credit before you apply for a loan. By now, most wage-earning adults in the US are aware of the term “tight credit” – the notion that lenders are lending or only giving the best loan terms, to the best applicants. Those with […]

NJ FHA 203k Success Story – Yep we did it again!

June 21, 2011

It’s starting to sound like a bad Britney Spears song (sorry to all you Britney fans out there) but … Ooops…We Did It Again! We took a wonderful NJ couple and showed them the power of the FHA 203k mortgage program.  We showed the customer once again that by using this mortgage program that you […]

What repairs are eligible to be completed with a FHA 203K Loan?

June 20, 2011

If you are either looking to purchase a home or possible rehab your existing home, it is important to know the repairs you can do with an FHA 203k loan. It is not breaking news to hear that the market is flooded with homes that need work. The difficulty that potential home buyers are having […]

How will being pre-qualified help my home search?

June 18, 2011

Today, most consumers start their home search online. It is important to know the advantages of being a pre-qualified buyer. There are several reasons that this will help you. First and foremost that this is free service that will help you find out the max range of homes you can look at but it also […]

Home Improvements BEFORE You Sell?

June 16, 2011

By getting a good understanding of what potential buyers are looking for before you list your home, you will have an advantage over other listings. Lets face the facts; today’s home buyers are LESS WILLING to COMPROMISE! Seller’s Temptation: To clean up the yard, de-clutter the house, and put it up on the market without […]

FHA 203k Mortgage-The Quarterback (QB)- Part 1

May 22, 2011

Peyton Manning? Are you serious? Yep – I am. I am personally a Philadelphia Eagles fan, but for the purposes of this blog and what I am going to be showing you during my next few blogs I need you to understand my point. Peyton Manning is the true general on the football field.  There […]

Protect yourself from being a Victim of an Unethical Contractor

May 17, 2011

We have all heard the horror stories of people taken advantage of by contractors. There are steps that you can take to make sure that you do not become another victim of a unethical contractor. You can look to your state and local government for regulating contractors that operate within their jurisdiction. As with any law, […]

What to consider before your next home improvement project

May 10, 2011

A major thing to consider these days before starting your next home improvement project is if the cost to do the work will be reflected in your home’s value. This is even a more important if you think you may be listing your home for sale in the near future. Who is doing the actual […]

“No closing costs loans” explained

May 9, 2011

  Did you know that one of the popular loans right now is the 30 year fixed “no closing costs loan“. Some lenders want you to think it’s a magic trick. Today I’m going to reveal to you how it’s done. Here’s how it works. The loans come at a slightly higher interest rate and […]

Mortgage Insurance – When Can it Be Cancelled?

May 8, 2011

If you have a conventional mortgage, and put less than 20% down when you purchased your home (or less than 20% equity when you refinanced your home) your monthly payment includes “mortgage insurance“. Depending on your interest rate, for a 30- year term mortgage and if you put 5% down payment, it will take approximately […]

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