All Posts in Home Purchase

Top Road Blocks on the path to Home Ownership

May 3, 2011

Without question, today’s real estate market is considered a buyer’s market. By understanding the reasons why people are having trouble getting a mortgage, you can make sure that you are in position to buy. Learning these issues that others may have encountered you can make the whole home buying process much more enjoyable.  I have […]

FHA 203k Mortgages and Underwater Properties – Is there hope?

May 3, 2011

One of the best parts of FHA 203k mortgages is that overnight your property can “Poof” have equity! Who would have thought that is possible in this real estate environment – not most people, so let me explain in detail how this works. Current Home Specs and Estimated Value You own a home that is […]

What isn’t covered by your Homeowners Insurance Policy??

April 25, 2011

A lot of homeowners today have no idea what exactly is covered under their Homeowners Insurance Policy. Most of the time this is a last minute item that they pay for prior to their loan closing. A major misconception about these policies is that almost every repair that is needed is covered. This could not […]

Flood Insurance – A Guide to the Facts

April 25, 2011

Flood insurance is often disregarded as a viable option for coverage. If you live in a high-risk flood area, though, it is a mandatory purchase. High-risk flood areas are designated as Special Flood Hazard Areas (SFHAs). These areas are defined as an area of land that has a 1% chance of being inundated by a […]

The Top Frequently Asked Questions of First Time Home Buyers

April 24, 2011

For first time home buyers, thinking about the long and detailed process of buying a home can result in stress and overwhelm. If you just started this process, you will need to know the answers to some critical questions if you want to ensure a smooth and uneventful journey. Here are the top FAQ’s to […]

How to search for a banked-owned USDA eligible property

April 19, 2011

When I speak to perspective home buyers, often I am told that they have been looking at bank-owned properties. Every one looking for real estate today is looking to the deal of a life time. In certain areas of the country you can get a foreclosure property at around a 40% discount off of what would normally […]

Key Terms for A First Time Home Buyer to Understand Part 1

April 17, 2011

  There is no larger purchase that you will make in your life than buying a home. It is critical for First Time Home Buyers today to understand some key terms while applying for their first mortgage. I notice that a lot of First Time Buyers are almost afraid to ask questions. This should never be the […]

How Does Your Real Estate Tax Bill Compare To Other Parts Of The Country?

April 7, 2011

Mortgage rates may be a function of free markets, but real estate taxes are a function of government. And, depending on where you live, your annual real estate tax bill could be high, low, or practically non-existent. Compiling data from the 2009 American Community Survey, the Tax Foundation, a non-partisan educational organization in Washington D.C., […]

16 Questions to Ask When Shopping for a Real Estate Agent

March 9, 2011

If you are shopping for home or looking to sell a home, you’ll probably want to not only find the best real estate agent for your needs, but one with integrity and one that knows the ropes.  They don’t have to be your best friend, but they should be someone that you genuinely like-because you’ll […]

Home Purchase Loan Tips

May 18, 2009

If you are thinking about purchasing a new home, don’t wait until you find the perfect home to get prequalified! Make sure your credit is healthy and find out how much you can qualify for before you find the home of your dreams. This helps insure that you not only choose a home in the […]

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