All Posts in Insurance

Mortgage Insurance – When Can it Be Cancelled?

May 8, 2011

If you have a conventional mortgage, and put less than 20% down when you purchased your home (or less than 20% equity when you refinanced your home) your monthly payment includes “mortgage insurance“. Depending on your interest rate, for a 30- year term mortgage and if you put 5% down payment, it will take approximately […]

What isn’t covered by your Homeowners Insurance Policy??

April 25, 2011

A lot of homeowners today have no idea what exactly is covered under their Homeowners Insurance Policy. Most of the time this is a last minute item that they pay for prior to their loan closing. A major misconception about these policies is that almost every repair that is needed is covered. This could not […]

Flood Insurance – A Guide to the Facts

April 25, 2011

Flood insurance is often disregarded as a viable option for coverage. If you live in a high-risk flood area, though, it is a mandatory purchase. High-risk flood areas are designated as Special Flood Hazard Areas (SFHAs). These areas are defined as an area of land that has a 1% chance of being inundated by a […]

4 Tips to Choosing the Most Reliable Auto Insurance Company

April 4, 2011

4 Tips to Choosing the Most Reliable Auto Insurance Company With scams and price-gougers at every turn, it can become quite difficult to find a reliable auto insurance provider. These days, it seems as if many establishments are more focused on profits than customer satisfaction. These unscrupulous practices can rob money from unsuspecting consumers without […]