All Posts in Mortgage News

Mortgage Insurance – When Can it Be Cancelled?

May 8, 2011

If you have a conventional mortgage, and put less than 20% down when you purchased your home (or less than 20% equity when you refinanced your home) your monthly payment includes “mortgage insurance“. Depending on your interest rate, for a 30- year term mortgage and if you put 5% down payment, it will take approximately […]

Top Road Blocks on the path to Home Ownership

May 3, 2011

Without question, today’s real estate market is considered a buyer’s market. By understanding the reasons why people are having trouble getting a mortgage, you can make sure that you are in position to buy. Learning these issues that others may have encountered you can make the whole home buying process much more enjoyable.  I have […]

How to search for a banked-owned USDA eligible property

April 19, 2011

When I speak to perspective home buyers, often I am told that they have been looking at bank-owned properties. Every one looking for real estate today is looking to the deal of a life time. In certain areas of the country you can get a foreclosure property at around a 40% discount off of what would normally […]

How Does Your Real Estate Tax Bill Compare To Other Parts Of The Country?

April 7, 2011

Mortgage rates may be a function of free markets, but real estate taxes are a function of government. And, depending on where you live, your annual real estate tax bill could be high, low, or practically non-existent. Compiling data from the 2009 American Community Survey, the Tax Foundation, a non-partisan educational organization in Washington D.C., […]

Three Ways to Mess Up a Home Mortgage Closing

June 22, 2010

This is an article that I found on CNN.com recently and was written by Bankrate.com. It’s funny because this is something new that has just popped up from our compliance department in the last few days. We actually are required to have a new credit report pulled within 5 days of closing a loan to […]

Welcome to Our Blog!

May 16, 2009

Our mortgage professionals can give you FREE loan advice to help you understand the mortgage process. Wondering which loan is right for you? Not a problem! We can help determine which loan will fit your needs for your home purchase, refinance or debt consolidation needs. If you have any questions, please contact us or call […]

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