FHA 203K Rehab Loans

Financing your purchase or refinance and being able to include repairs, appliances, upgrades. This program is perfect if you are buying a short sale, foreclosure or if you just want to upgrade your house - you can borrow what your home will be worth when...
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Bi-Weekly Payment Accelerator

Pay off your mortgage in 23 years and under. Save tens of thousands in interest. Own your home faster and build equity.
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“No closing costs loans” explained

  Did you know that one of the popular loans right now is the 30 year fixed “no closing costs loan“. Some lenders want you to think it’s a magic trick. Today I’m going to reveal to you how it’s done. Here’s how it works. The loans come at a slightly higher interest rate and […]

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Mortgage Insurance – When Can it Be Cancelled?

If you have a conventional mortgage, and put less than 20% down when you purchased your home (or less than 20% equity when you refinanced your home) your monthly payment includes “mortgage insurance“. Depending on your interest rate, for a 30- year term mortgage and if you put 5% down payment, it will take approximately […]

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Top Road Blocks on the path to Home Ownership

Without question, today’s real estate market is considered a buyer’s market. By understanding the reasons why people are having trouble getting a mortgage, you can make sure that you are in position to buy. Learning these issues that others may have encountered you can make the whole home buying process much more enjoyable.  I have […]

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FHA 203k Mortgages and Underwater Properties – Is there hope?

One of the best parts of FHA 203k mortgages is that overnight your property can “Poof” have equity! Who would have thought that is possible in this real estate environment – not most people, so let me explain in detail how this works. Current Home Specs and Estimated Value You own a home that is […]

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What isn’t covered by your Homeowners Insurance Policy??

A lot of homeowners today have no idea what exactly is covered under their Homeowners Insurance Policy. Most of the time this is a last minute item that they pay for prior to their loan closing. A major misconception about these policies is that almost every repair that is needed is covered. This could not […]

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Information You Should Know Before Applying for a Reverse Mortgage

Reverse mortgages are beginning to skyrocket as seniors are realizing the need for extra cash for various expenses. The money gained from reverse mortgages is often used for medical expenses, necessary home repairs, or even as a supplement to social security. Reverse mortgages can give seniors the opportunity to extract much needed money out of […]

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Flood Insurance – A Guide to the Facts

Flood insurance is often disregarded as a viable option for coverage. If you live in a high-risk flood area, though, it is a mandatory purchase. High-risk flood areas are designated as Special Flood Hazard Areas (SFHAs). These areas are defined as an area of land that has a 1% chance of being inundated by a […]

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The Top Frequently Asked Questions of First Time Home Buyers

For first time home buyers, thinking about the long and detailed process of buying a home can result in stress and overwhelm. If you just started this process, you will need to know the answers to some critical questions if you want to ensure a smooth and uneventful journey. Here are the top FAQ’s to […]

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How to search for a banked-owned USDA eligible property

When I speak to perspective home buyers, often I am told that they have been looking at bank-owned properties. Every one looking for real estate today is looking to the deal of a life time. In certain areas of the country you can get a foreclosure property at around a 40% discount off of what would normally […]

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Key Terms for A First Time Home Buyer to Understand Part 1

  There is no larger purchase that you will make in your life than buying a home. It is critical for First Time Home Buyers today to understand some key terms while applying for their first mortgage. I notice that a lot of First Time Buyers are almost afraid to ask questions. This should never be the […]

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